Lock-in Savings
Activate your account by June 1, 2025, and lock in an industry-leading 6% administrative fee per claim—among the lowest in Canada!
Pay-as-you-go plans
A health benefits plan that works for all employees
The HSA Health Wallet is currently available to businesses and nonprofits in British Columbia, Alberta, Saskatchewan, Manitoba, Northwest Territories, Nunavut and the Yukon.
Health Wallet
Access a complete health benefits platform with simple pay-as-you-go pricing.
- Access to 100+ eligible expenses
- No deductibles
- Claim adjudication
- Direct deposit payments
- Health credits disbursed quarterly
- Manage your plan by quarter
Organizations can cancel their plan with a 90-day notice to all employees and Coastal HSA.
- RDS AES-256 data encryption
- In-app support
- Direct billing enabled
Healthcare providers can signup for a free account and submit claims on your behalf.
Health Wallet +
Users with annual health spending over $50,000 per year.
- Everything in our main plan plus
- HR training sessions
- Priority support
- A plan that grows with you
- Optional annual employee presentation
A Health Wallet Example
$220 Dental Claim
With our simple pay-as-you-go pricing you only pay when we process claims.
Stop paying insurance premiums and start self-funding claims with a Health Wallet.
- $220 dental claim
- $220 reimbursed to employee (non-taxable benefit)
- $236.17 billed to employer (deductible business expense)
- $236.17 = $220 (claim) + $15.40 (admin fee) + $0.77 (gst)
