HSA Health Wallet

Flexible employee health benefits for

businesses entrepreneurs teams nonprofits brands

Teams can save thousands every year with the affordable and tax-advantaged HSA Health Wallet

HSA Health Wallet

Coverage for +100 health benefits
with the HSA Health Wallet

Dental, Vision, Professional Services, Prescriptions and more!  

Health Spending Accounts

Employee health benefits have never been easier. 

Health Spending Accounts
Health Spending Accounts
140+ Eligible Health Expenses.

100+ Eligible Health Expenses

Items with * require a prescription or doctor’s written confirmation to qualify.

  • Exams
  • Cleanings & Polishing
  • Oral Hygiene
  • X-rays
  • Gum Treatments
  • Repair
  • Root canals
  • Fillings
  • Tooth extractions
  • Denture repair and replacement
  • Orthodontic work, including braces paid to a medical practitioner or a dentist. Expenses for solely cosmetic procedures are not covered.
  • Eyeglasses & Contact lenses
  • Optician, Optometrist, Ophthalmologist
  • Laser Eye Surgery
  • Acupuncturist (R.Ac.) – Anesthesiologist
  • Athletic Therapist (must provide professional registration number)
  • Audiologist
  • Chiropodist
  • Chiropractor (DC)
  • Dermatologist*
  • Dietitian or Nutritionist (Registered)
  • Gynaecologist (Ob. Gyn)
  • Homeopath (Registered Professional)
  • Kinesiology
  • Massage Therapist (must be provincially registered)
  • Mental Health Professional (Registered): Clinical Counselor (RCC), Psychiatrist (M.D.), Psychoanalyst, Psychologist (R. Psych), Psychotherapist (RP), Registered Psychotherapist, Social Workers (RSW, MFT)
  • Midwife (Registered)
  • Naturopaths (ND)
  • Neurologist
  • Nurse (RN, LPN, NP)
  • Occupational Therapist
  • Orthopedist
  • Osteopath (must have a certificate or be licensed in the jurisdiction where the individual resides)
  • Pharmacist
  • Physician (MD), Pediatrician, Podiatrist (DPM), Surgeon
  • Physiotherapist (B.PhysT, B.ScPhysio, B.Physio, CPTA)
  • Plastic Surgeon (Must be medically required with doctor certification)*
  • Prosthetist
  • Respiratory Therapist
  • Speech Therapist (SLP)
  • Traditional Chinese Medicine Practitioner (TCM)
  • X-Ray Technician
  • Any prescription medicine obtained through a licensed pharmacist is eligible
  • Medicinal cannabis*
  • Cosmetic surgery – considered a medical expense if it is performed for medical or reconstructive purposes, such as correcting a congenital deformity or injury from an accident
  • Covid tests – completed and processed by a lab or pharmacy
  • Electrolysis – amounts paid to a qualified medical practitioner.
  • Fertility-related procedures – expenses incurred for medical treatment or hospitalization for conception of a child. Expenses for a surrogate mother are not covered
  • Laser eye surgery – the amount paid to a medical practitioner or a public or licensed private hospital
  • Medical services provided outside of Canada – if you travel outside Canada to get medical services, you can claim the amounts you paid to a medical practitioner and a public or licensed private hospital
  • MRI, Ultrasound, X-Ray Treatments
  • Tests – the cost of non-holistic diagnostic tests such as electrocardiographs, stool examinations, sugar content tests, metabolism tests, radiological services or procedures, urine analysis, spinal fluid tests, allergy and asthma testing*
  • Treatment centre for a person addicted to drugs, alcohol, or gambling*
  • Air conditioner for a person with a severe chronic illness, disease, or disorder. The eligible amount is $1,000 or 50% of the amount paid, whichever is less*
  • Air filter, cleaner, purifier for severe chronic respiratory ailment*
  • Any apparatus or materials paid directly to a doctor, dentist, nurse, or hospital
  • Any device designed to assist an individual in walking where the individual has a mobility impairment
  • Baby breathing monitor with written certification from a medical practitioner that the infant is at risk of sudden infant death syndrome*
  • Bathroom aids to help a person get in or out of a bathtub/shower or on and off a toilet*
  • Brace for a limb, spinal brace
  • Braille note takers, printers, synthetic speech systems, large print-on-screen devices, computer peripherals, and other devices designed for a person who is blind to operate a computer*
  • CPAP – Continuous Positive Airway Pressure Devices and supplies
  • Crutches
  • Diabetic supplies and devices
  • Electronic bone healing device*
  • Exercise equipment prescribed by a physician for treatment or recovery from an illness or injury*
  • Hearing aids or personal assistive listening devices including repairs and batteries
  • Heart and blood pressure monitoring devices, pace makers, including repairs and batteries*
  • Hospital bed if required in home*
  • Incontinence supplies catheters, catheter trays, tubing, etc.*
  • Needles and syringes
  • Orthotic inserts, orthopaedic shoes or boots*
  • Oxygen and equipment*
  • Phototherapy equipment for treating psoriasis or other skin disorders
  • Prosthetics, artificial limb
  • Renovation expenses specifically required for person with mobility impairment. Doctor confirmation required*
  • Support hose, compression stockings, to relieve swelling*
  • TENS/Electrotherapy devices*
  • Wheel chair, scooter, power operated chair or lifts for persons with mobility impairment*
  • Wigs – for people who have suffered abnormal hair loss because of an accident, disease, or medical treatment*
  • Doctors note or form completed by a doctor
  • Employee premiums paid to a non-government health, dental or vision plan, such as Blue Cross are eligible for reimbursement
  • Gluten-Free Products*
  • Home care for an illness or disability*
  • Private healthcare when membership or access fees paid to a private medical clinic are pre-payment for eligible medical expenses
  • School for individuals with mental or physical impairments*. Subject to additional conditions, please contact us before claiming.
  • Travel for healthcare when substantially equivalent medical services were not available near your home, you took a reasonably direct travelling route, it is reasonable, under the circumstances, for you to have travelled to that place to get those medical services.* Subject to additional conditions, please contact us before claiming. 
  • Travel insurance (emergency medical only)
  • Ambulance to and from the hospital
  • Hospital bills
  • Vaccines

Pick from 7 Health Wallets

Allocate an annual health credit to each employee of $1000, $2500, $5000, $10,000, $15,000, $25,000 or $50,000. Only pay for approved health claims up to that maximum. 

01

Create an account

Get up and running in no time by creating a free account. Login with your work email address.

02

Build The Plan

Add employees to your organization and allocate an annual health credit to each employee.

03

Activate the Plan

Fund your health plan with a fully refundable 15% deposit of total plan value to facilitate claims.

04

Employee Login

A welcome email is sent out to employees with a link to setup their Health Wallet.

HSA Health Wallet

Health Spending Accounts made easy

Full Comprehensive Coverage

The Health Wallet has 100% coverage on 100+ eligible health expenses for employees and their families.

No Insurance Premiums

Enjoy our affordable claims-based health plans without any extra fees.

App Based Benefits

Access your benefits on any device and make claims in less than 30 seconds.

Benefit Support

Get help when you need it. We help businesses and nonprofits setup and manage their benefit plans.

Health Spending Accounts